inCharge Global became a partner in the MasterCard Foundation-funded FIBR Project implemented by Bankable Frontiers (BFA), with technology provided by Nomanini SA. A four month pilot in accordance with Bank of Ghana regulations. 100 bank agents (split into active and control groups) in Accra, Ghana. Provided short-term, non-collateralized loans to bank agents in the informal market. Agents derive most of their income from account opening and cash-in/out and supplemental income from VAS sales.